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Our business at a glance

Group

Old Mutual is an international long-term savings, protection and investment Group. Our primary operations are in the following geographies:

LTS - Southern Africa, Europe, Colombia, Mexico, India and China

US Asset management - US

Banking - Southern Africa

Short-term insurance - Southern Africa

Opertational Highlights

  • Good earnings growth in the second half of the year after a difficult first half
  • Excellent progress in delivering against the five strategic priorities set in March 2009
  • Capital position strengthened: FGD surplus increased from £0.7bn to £1.5bn
  • Return to paying a dividend: Final dividend 1.5p per share.
  • Adjusted operating profit (AOP) 2009
    £1,170m
    2008: £1,136m
  • Funds under management 2009
    £285bn
    2008: £265bn
  • Number Employed
      53,706 1
    2008: 56,546

Long-Term Savings (LTS)

We provide innovative life assurance based solutions which address both protection and retirement savings needs.

Opertational Highlights

  • Positive second half sales momentum with a particularly strong fourth quarter
  • Net client cash inflow of £1.9bn
  • Strong profitability in Emerging Markets
  • Good growth in funds under management in Nordic and Wealth Management
  • US Life returned to profitability.
  • Adjusted operating profit (AOP) 2009
    £685m
    2008: £452m
  • Number Employed
      22,269
    2008: 24,515
  • Funds under management 2009
    £112.2bn
    2008: £91bn
  • Contribution to group AOP: 58.5%, FUM: 39.4%
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Banking

We have a majority shareholding in Nedbank, one of South Africa's leading banks, which also has banking interests in other countries in southern Africa.

Opertational Highlights

  • Performance affected in 2009 by the impact of the global recession, a difficult local economic environment and overall lower interest rates
  • Growth in net interest income and non-interest revenue was offset, like other South African banks, by rising bad debts, resulting in operating profit down on 2008
  • Further strengthened capital and liquidity positions.
  • Tier 1 Capital Adequacy Ratio
    £11.5%
    2008: £9.6%
  • Number Employed
      27,346
    2008: 27,570
  • Total Assets
    £47.9bn
    2008: £41.3bn
  • Contribution to group AOP: 40.2%, FUM: 2.9%
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Short-Term Insurance

We provide short-term insurance solutions in southern Africa through Mutual & Federal.

Opertational Highlights

  • Profits down on 2008 but a good recovery in the second part of the year after a very difficult first half
  • New system implemented to enable efficient growth
  • 100% owned by Old Mutual with effect from February 2010.
  • Adjusted operating profit (AOP) 2009
    £70m
    2008: £76m
  • Number Employed
      2,331
    2008: 2,703
  • Combined Ratio
    98%
    2008: 96.1%
  • Contribution to group AOP: 6.0%, FUM: 0.1%
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US Asset Management

We aim to grow our customers' savings and wealth, whether through active and direct asset management or the selection of funds and managers for customers to invest in.

Opertational Highlights

  • Second-half operating profit 83% higher than the first half due to market growth and the success of cost-management initiatives within the business
  • Nearly half the affiliates maintained positive net client cash flows although NCCF was negative and worse than 2008 for the business as a whole. This is very much in line with industry trends this past year
  • Long-term investment performance remains strong.
  • Adjusted operating profit (AOP) 2009
    £83m
    2008: £97m
  • Number Employed
      1,544
    2008: 1,600
  • Funds under management 2009
    £161.5bn
    2008: £164.9bn
  • Contribution to group AOP: 7.1%, FUM: 56.7%
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* Pre-tax AOP of operating segments less finance and other corporate costs.
** Pie charts do not include Bermuda's contribution to the total Groups Funds under management.
1 Includes Group Head Office and Bermuda.